UnityPay

My wife and I used to argue about money — not because we didn't have enough, but because we couldn't agree on what was fair. We tried spreadsheets. We tried "just figuring it out." Nothing worked. So I built UnityPay. The idea is simple: couples should decide together what "fair" means, and the app should handle the rest. Maybe you split everything by income — if you earn 70%, you pay 70%. Maybe groceries are 50/50 but rent is income-based. Maybe one partner covers daycare entirely. Every couple is different, and UnityPay lets you set rules that match your actual relationship, not some default formula. What makes it different from other finance apps is that it doesn't just track who paid what. It calculates what each person should have contributed based on the rules you agreed on, then shows you the difference. Both partners see the same numbers, the same logic, the same breakdown. No guessing, no assumptions, no "I feel like I'm paying for everything" conversations at 11pm on a Tuesday. The app tracks contributions over time too, so you can see patterns month to month. You can connect your bank accounts through Plaid to pull in transactions automatically, or just add expenses manually. Recurring bills like rent and subscriptions get handled automatically each month. I looked at the competition before building this. Splitwise is great for splitting dinner with friends — not for navigating a relationship. Honeydue lets you see each other's accounts but doesn't help you decide who should pay what. Monarch and Zeta are budgeting tools. None of them actually address the fairness question, which is the thing couples actually fight about. 62% of couples keep at least some money separate. That's not a problem — it's normal. The problem is that no tool existed to help them figure out the fair way to handle shared expenses. That's what UnityPay does. Free to download on iOS and Android